Beautiful hair.
Covered by insurance.
If you're experiencing medically related hair loss, your wig may qualify as a cranial prosthesis — covered partially or fully by your health insurance. We provide premium virgin and raw hair wigs with the documentation you need to file your claim.
Your wig is a
medical device.
A cranial prosthesis is the medical classification for a wig prescribed by a physician to treat hair loss caused by a diagnosed medical condition. When properly classified, insurance companies are required to evaluate it as medically necessary equipment — not a cosmetic purchase.
This distinction changes everything. At Privé Strandz, every medical wig purchase includes a properly formatted receipt with your diagnosis, HCPCS billing code, and all documentation your insurance company requires.
"Most women never claim insurance coverage simply because they don't know they can. We're here to change that."
You may qualify if you have
any of these conditions.
From consultation
to covered claim.
Before your appointment, call the Member Services number on your insurance card and ask if your plan covers cranial prostheses under HCPCS code A9282. Our free insurance guide includes an exact script to use.
Free Insurance Guide AvailableVisit your physician and request a prescription for a "cranial prosthesis" — those two words are critical. It must include your diagnosis, a statement of medical necessity, and your doctor's NPI number.
Prescription Checklist in Our GuideSchedule your Medical Wig Fitting consultation. Bring your prescription and insurance notes. We'll guide you through texture, density, and cap construction options from our virgin and raw hair collection.
$35 · Credited Toward PurchaseEvery medical wig purchase includes a fully formatted receipt with your name, diagnosis, HCPCS code A9282, our NPI number, and itemized cost — everything your insurer needs to process your claim.
No Extra Steps RequiredSubmit your claim online through your insurer's portal. Most claims are processed within 30–45 days. Our free guide walks you through avoiding the most common denial reasons.
Reimbursement Timeline: 30–45 DaysBuilt for your scalp.
Fitted to your life.
Every medical wig at Privé Strandz is custom fitted. During your consultation we'll measure your head and match you to the right cap construction based on your degree of hair loss, scalp sensitivity, and lifestyle.
Clip-in hair systems that blend with your existing hair. Ideal for early-stage alopecia, thinning crowns, or post-chemo regrowth phases. Available in various base sizes.
Sheer lace across the front hairline creates a completely natural look from ear to ear. Lightweight, breathable, and the most beginner-friendly option for full coverage.
Lace across the entire cap allows parting anywhere and styling into ponytails or updos. The lightest and most breathable full-coverage option — excellent for sensitive scalps.
Each strand is individually hand-tied onto a soft mesh base for the most natural scalp appearance available. Parts in any direction. The gold standard for chemotherapy and alopecia clients.
An ultra-soft silk layer sits directly against the scalp — no lace, no irritation. The most natural scalp illusion available, completely undetectable up close. Ideal for total hair loss.
A lace or silk closure at the crown with wefted sides. Durable, full-coverage, and easy to maintain. A great everyday option for clients seeking longevity and low upkeep.
Measure once.
Fit perfectly.
Use a soft measuring tape around the full perimeter of your head — just above your ears and across your forehead. We'll confirm your measurements at your fitting consultation.
Book Your FittingAll medical wigs are custom fitted to your exact measurements. Standard sizing is a starting point — final sizing is confirmed at your fitting appointment.
Most major plans
cover cranial prostheses.
Coverage varies by plan and diagnosis. The table to the right shows what most major insurers offer. Always verify your specific benefits before purchasing.
"A denial isn't the end. Insurance companies count on you not appealing. Our guide walks you through the process — and wins happen."
Privé Strandz Medical Team| Insurer | Typical Coverage | PA Required |
|---|---|---|
| Medicare Part B | 80% after deductible | ✦ Sometimes |
| Medicaid (Ohio) | Varies by plan | ✦ Often |
| BCBS | Up to $350–$500/yr | Sometimes |
| Aetna | Up to $350/yr | Sometimes |
| UnitedHealthcare | Varies by plan | Often |
| Cigna | Up to $350/yr | Rarely |
| Humana | Varies by plan | Sometimes |
Coverage amounts shown are general estimates. Verify your specific benefits directly with your insurance provider. PA = Prior Authorization.
Two ways to
get started.
A private, one-on-one consultation designed specifically for clients with medical hair loss. We'll guide you through every option and ensure your purchase is fully documented for insurance submission.
- In-person fitting at our Cleveland showroom
- Texture, density & cap construction guidance
- Insurance-ready receipt provided at purchase
- Prescription review before appointment
- Follow-up support included
Not sure if you qualify or where to start? Our general consultation covers your options, walks through the insurance process, and helps you decide your next step — with zero pressure.
- Virtual or in-person available
- Insurance eligibility overview
- Product recommendations based on your needs
- No purchase required
Not ready to book?
Start with the free guide.
Download our complete step-by-step insurance guide — doctor scripts, claim tips, and everything you need to get covered.
What people ask
before booking.
No — you can book your consultation first. We'll walk you through exactly what your prescription needs to say so you can take that information to your doctor. If you already have one, bring it and we'll review it together.
Denials are common and often overturned on appeal. Our free insurance guide includes a step-by-step appeal process. The most common denial reason is incorrect wording on the prescription — we help you prevent that before you ever file.
We carry a full range of medical hair systems built for different degrees of hair loss and scalp sensitivity. Options include hair toppers (ideal for partial hair loss), lace front wigs, full lace wigs, monofilament wigs, and silk top constructions — all crafted from 100% virgin and raw human hair. During your consultation we'll assess your needs and match you to the right cap construction, material, texture, length, and density for your specific situation.
The $35 fee is not refundable, but it is fully credited toward your wig purchase. If you purchase at your appointment or within 30 days, the fee applies directly to your total.
Most clients submit their own claim directly through their insurance portal using the receipt we provide — it contains everything required. We're not currently billing insurance directly, but our documentation is formatted to make your submission straightforward.